As a dad to a toddler, working on building the best financial advice business in the UK, whilst also studying to become Chartered, trying to maintain healthy relationships and retain some degree of sanity without falling over, it’s fair to say that sometimes right now…Life feels pretty damn busy! I’ve started to navigate some pretty good structures in my life to maximise the efficiency of my time and, where possible, combine a couple of things together. That isn’t unique I kn

You may have a pension through work, but do you really know where it’s invested, what risk you’re taking, or who carries the outcome if it goes wrong? The Mansion House Accord may aim to boost Britain, but good intentions do not remove risk; they move it. And when millions of savers sit in default funds they never actively chose, that risk still belongs to them. This is not about panic. It is about understanding your money before policy decides where it should go next.

Welcome to Britain, America’s 51st State. A reflection on the investments, education, and resources shaping Britain’s past, present, and future. It all started with a three-year-old’s call to 911, when they really meant 999.